Whether you want a card that rewards you with points you can use towards travel across Canada or beyond or a card that gives you cash back on all of your purchases, we’ve got a selection of credit cards you can choose from. 58% on all other purchases. Annual fee: $139. The CIBC Aventura ® Visa Infinite* Card and the RBC Avion Visa Infinite Card Visa Infinite Avion Card allow you to use points for other rewards, such as everyday purchases, gift cards, products and investments. S. 99% *. Grocery—Satisfy your taste buds while earning points on groceries. Built in 2017, for Canadians by Canadians, creditcardGenius is trusted by more than 152,000 people every month, 42,500 newsletter subscribers, and. 99% on cash advances. The RBC ION Visa card earns Avion points and gives cardholders the opportunity to earn 1. Pay With Points. The card is good for people in the following situations: You don’t have a high income – No minimum personal income requirement is needed for this card. The RBC ION+ Visa is a low annual fee card that lets you earn 3x the Avion points for gas, groceries, dining out, rideshares, ordering in and making select digital purchases such as gaming, streaming and digital subscriptions. 50% to 1% cash back on other purchases. $4 a month ($48 annually) Signature ® RBC Rewards ® Visa. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. The RBC ION Visa is…If you are an RBC ION Visa or an RBC ION+ Visa cardholder, you can redeem your Avion points at the rate of 172 Avion points = $1 CAD towards rail travel. Rewards: Earn 3% cash back on high-spend categories. Built in 2017, for Canadians by Canadians, creditcardGenius is trusted by more than 152,000 people every month, 42,500 newsletter subscribers, and. Annual Fee. 99%. Eligible Credit Cards. Interest rates: 20. Get 6,000 Avion points on approval with the RBC ION Visa. 1a; Rides, Gas & EV Charging—Get the most out of trips by earning points on gas, rideshare, daily. 20. No annual fee; Earn 1. RBC ION+ Visa Card Review (2023) The new RBC ION+ Visa Card from the Royal Bank of Canada is great for earning Avion points while paying low monthly fees. The fee could be reduced to $10. MINSPEND $5,000. India. 3,500 points. The RBC ION+ Visa credit card is a solid choice for individuals who want to earn potential rewards across different spending categories while enjoying various benefits. 14%. The maximum amount of coverage is $50,000, or the equivalent number of Avion points, per RBC ION+ Visa card per calendar year. 99%; Cashback Rate: 1. ^ Limited time offer. Exclusive to RBC cardholders - Get up to 10% back with your eligible RBC debit or credit card 1. As far as I can tell, the Cash Back. RBC ION Visa. It’s encouraging to learn that the RBC ION+Visa offers a mobile device, it is protected for two years up to $1,000 from loss. 50% on all other purchases. 6000 Avion points on approval. Learn about the top cards for newcomers. Special Offer. . Benefits of the RBC Avion Visa Infinite card. The RBC ION Visa, (a) 3,500 Avion Points, which can be redeemed for most $25 gift cards, including Petro-Canada gift cards 6, and (b) 25,000 Petro-Points, which can be redeemed for a $25 gift card and used toward $25 off your purchase of fuel or convenience store items at Petro-Canada, when you link your new RBC ION Visa to your Petro-Points. Earn 3X Avion points for every $1 spent on groceries, gas, dining, food delivery, rides, streaming, subscriptions, digital gaming and more. For complete details of the insurance coverages included with the RBC ION+ Visa card, please review the Certificate of Insurance in its entirety found on theentire balance of the insured item must be paid using your RBC credit card in order for it to be covered. Competitive RBC rewards credit card. 5% on just about everything else. No annual fee; Earn 1. The account offers a $48 rebate (annual fee fully rebated) for: RBC ION+ Visa and WestJet RBC Mastercard card, or $35 rebate (annual fee partially rebated) for: RBC Avion Visa Infinite Privilege, RBC Avion. Upon enrolment, 6,000 (“welcome points”) Avion points will appear within the first two monthly statements. Signature ® RBC Rewards ® Visa. Some of them include: RBC ION Visa. Annual Fee $499. 99% compared to a max of 24. 20. Find out if the RBC Visa Classic Low Rate Option is right for you. Monthly fee $4 ($48 annually) Additional Cards: $0 Annual interest. Additional cardholder(s), as well as existing cardholders of any RBC credit cards, applying for or transferring to an RBC ION Visa, are not. Simple and affordable protection to help ease the burden of outstanding balances of up to $25,000 on your RBC Royal Bank credit card, should the unexpected happen. bank account and credit card balances. Add your RBC ION Visa credit card to your DoorDash account to: Get a 3-month complimentary DashPass subscription—a value of almost $30 10. PDF Form: French. Exploring the RBC ION+ Visa: A thorough examination of its features and performance for informed decision-making. RBC credit cards comprise of numerous travel, rewards, low-interest, cash-back, and student and business cards. Additional Card: $0. Opens in a new window. Special Offer. RBC ION Visa. By Bennett O'Brien. Those cards are the RBC ION+ Visa Visa and the RBC ION Visa These cards effectively replace the RBC Signature and Rewards+ cards which are no longer available for new applications. Pay U. ^According to creditcardgenius. Have at least $60,000 in personal annual income or $100,000 household annual income. Learn More about Avion Rewards Credit Cards. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Cash Advance Rate: 22. You’ll also have to pay a 10% deductible off the depreciated value as well. ^. Find a Branch. The RBC RateAdvantage Visa has a simple value proposition: it lets you save money on interest rates and fees Purchase interest rates for this card are Prime + 4. The RBC ION Visa, (a) 3,500 Avion Points, which can be redeemed for most of the $25 gift cards, including Rexall gift cards 6, plus (b) 62,500 Be Well Points, which are worth $25 in value, based on a redemption rate of 25,000 Be Well. BMO. Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max. Income Requirement: $60,000 Personal, $100,000 Household. Card”). 3,500 points. RBC Virtual Visa Debits, Third-party payment Debits, RBC Royal Bank loan payments, RBC Royal Bank mortgage payments, pre-authorized and self-serve RBC Royal Bank credit card payments and contributions to RBC investment accounts (such as GICs, Royal Mutual Funds, Registered Savings Plans, Registered Education Savings Plans, Registered. Apply by November 30, 2022 ^ The ION Visa is a no annual fee card while the ION+ moves to a monthly subscription model with a fee of $4 per month ($48. RBC Advantage Banking; RBC Day to Day Banking; RBC No Limit Banking;. 20. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. It’s time to discuss the benefits of your insurance now. AdChoices; Promotions; Royal Bank. Apply by November 27, 2023. Rewards: Earn 3% cash back on high-spend categories. 3. Get 3,500 Avion. S. The earn rate is decent, the reward categories are pretty cool, and not having any income requirements is a sweet bonus that opens it up to even more users. Earn 1. 20. Formule en format PDF: $0: RBC Rewards Visa. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. No annual fee; Earn 1. 99% (21. Upon enrolment, 12,000 (“welcome points”) Avion points will appear within the first two monthly statements. Your reviews. 99% Purchase, 22. ^. 99% Cash Advance. With this promotion, they get $72. 1. $139: Earn 1. Visa RBC ION – Apply Now Annual Fee: $0; Welcome Bonus: 6,000 Avion points upon approval (Apply by Oct 31, 2023) Earn Rate: 1. Grocery—Satisfy your taste buds while earning points on groceries. RBC ION Visa. Apply. oh really thats good, i had a pre-existing rbc credit card and transferred to the ion+ as well, didn't get the bonus points. The date your RBC credit card account is sixty (60) days past due. $0. recommended credit score: 660. 99% interest rate on cash advances and balance transfers for the first 10 months. 5 Avion Premium points per dollar spent † on qualifying grocery, gas, rideshare, daily public transit, electric vehicle charging, streaming, digital gaming and digital subscriptions†; 1 Avion Premium point per dollar spent † on all other qualifying purchases†; The first thing you’ll. 5 points per $1 spent on groceries, daily transit, rideshares, EV charging, streaming, digital gaming, and subscriptions. 5X Avion points for every $1 spent 1 on:. Bank accounts. RBC Royal Bank offers you a number of easy ways to make a credit card payment including online, by phone, in branch, at an ATM and. Call 1-800-769-2511. Issuing an additional card is free of charge. Yes, the Avion card is worth it but ONLY if you used their special flight redemption award chart. 1. recommended credit score: 660. In this video, we take a look at all of RBC No Fee Credit Cards offered in Canada in 2023 and discuss if they are worth having, as well as how the best RBC c. Apply by December 6, 2023. Earn up to 35,000 bonus Scene+. Annual Fee: $0; Purchase Rate: 19. Get up to 55,000 Avion points* (a value of up to $1,100†) Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months*. Advertisers are not responsible for any product reviews or editorial content that may appear on Prince of Travel. Transfer money between your RBC U. Apply by November 27, 2023. Get 6,000 Avion points on approval with the RBC ION Visa. 25 Avion points for every dollar you spend 2. ca, the RBC Cash Back Mastercard gives an annual return of 1. . 5 points per $1 spent . 3,500 points. It has no annual fees, and the Avion points you earn are easy to redeem. 3 Avion points for every $1 spent on grocery, dining, food delivery. 99%. S. AdChoices. The Simplii Financial Cash Back Visa Card offers 4% cash back on restaurants, bars and coffee shops, 1. Rexall: For every $1 spent on eligible purchases at Rexall, you can earn 50 Be Well points. This card pays up to 3 Avion points per $1 spent on everyday purchases and offers mobile device insurance, a perk that’s not so common in Canada’s credit card space. Electric Vehicle Charging, Streaming, and Digital Gaming & Subscriptions Purchases you make on your RBC ION Visa credit card at merchants classified by Visa’s “Merchant Category Code” (MCC). and Canadian accounts instantly – for free 8. Apply by December 6, 2023 ^ Monthly fee $0 | Additional Cards: $0 | Annual interest rate: 19. Welcome Offer 80,000 points. 99%. RBC cardholders, get exclusive offers. The RBC ION Visa, (a) 3,500 Avion Points, which can be redeemed for most $25 gift cards, including Petro-Canada gift cards 6, and (b) 25,000 Petro-Points, which can be redeemed for a $25 gift card and used toward $25 off your purchase of fuel or convenience store items at Petro-Canada, when you link your new RBC ION Visa to your Petro-Points. 99% for 10 months balance transfer + cash advance offer. S. 5 Avion points per dollar spent on everyday purchases and get access to other perks. 5 Avion points for every $1 spent on: Groceries; Transportation, including gas, rideshare, daily public transit, and electric vehicle chargingThe RBC ION Visa is the best entry-level card offered by RBC. RBC Visa CreditLine for Small Business; RBC Personal Deposit Accounts. Feb 5, 2021. creditcardGenius • 6 yr. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. 5X Avion points for every $1 spent 1 on:. RBC ION Visa. Compare Credit Cards1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. No annual fee. RBC ION Visa: 6,000 bonus points * 1. See BalanceProtector Max Details. The RBC Ion+ Visa is RBC’s new product to replace the old Signature RBC Visa Card, and also earns the new Avion Rewards points. S. Earn 20,000 RBC® Avion points upon spending $5,000 in the first six months †. 1. Exploring the RBC ION+ Visa: A thorough examination of its features and performance for informed decision-making. Apply at an RBC Branch Find an RBC Branch. , Royal Trust Company or The. Minimum income requirement: $60,000 personal or $100,000 for household income. No annual fee. Offer ends March 31, 2024. No annual fee; Earn 1. RBC Avion Visa Infinite Privilege – A Luxury Travel Credit Card. Check out our RBC Avion Visa Infinite card review for more details. Get up to 7,000 Avion points ^ - that’s up to $50 of value in gift cards! †. RBC ION Visa. This offer may not be combined or used in conjunction with any. Earn 1. With a lower annual fee and better returns, the. Get a 0. recommended credit score: 750. , RBC Direct Investing Inc. This is one of the reasons why I hate dealing with RBC and am no longer a customer. RBC Advantage Banking for students 4. , RBC Global Asset Management Inc. Compare Travel Medical Insurance Plans for RBC Clients. Transfer money between your RBC U. Search RBC. 99% introductory interest rate on cash advances and balance transfers for the first 10 months ^. Apply Now. RBC ION Visa. Apply by November 30, 2022 ^ RBC ION+ Visa. Review Methodology Employment Managing Money. opens in a new window. 99%. Compare credit cards with RBC Royal Bank's easy-to-use comparison tool. Earning Rewards. 99% introductory interest rate for the first 10 months on balance transfers and cash advances. RBC ION Visa product rating: 3. , RBC Global Asset Management Inc. For Avion points, you. Personal / Credit Cards / Cardholders / Manage My Card. RBC ION Visa Review The RBC ION Visa is a decent no fee credit card that has a respectable earning rate but limited benefits. 5% management fee per year on your investment balance. 99% interest rate on cash advances and balance transfers for the first 10 months on approval with the RBC ION Visa. Link your cards and get more at Petro-Canada: Instantly save 3¢/L on fuel 2 and earn 20% more Petro-Points 3. daily public transit and rideshares), Gas & EV Charging; Streaming, Digital Gaming & SubscriptionsTD Cash Back Visa Infinite Card. 20,000 RBC Avion points upon spending $5,000 in the first six months † The card has an annual fee of $120 †. Australia. Start Application Online. Issuing an additional card is free of charge. 85: Gift card redemptions:RBC ION Visa. Get up to 55,000 Welcome Points. Purchase Rate: 20. The Best of RBC Credit Cards. With a 19. 5x Points. RBC RateAdvantage Visa review. Scotiabank Scene+ Visa vs. Call Collect: 1-506-864-2275. Depending on how certain merchants are categorized by Visa’s “Merchant. 1. ago. including any editorials or reviews that may appear on this site. Excellent cash back credit card. Updated. 1. Box 4016 Station A Toronto, ON M5W 2E6 US Visa Gold PaymentsApply for the new RBC ION Visa card Get 6,000 Welcome Avion Points Upon Approval * (Offer expires April 3, 2023). Apply by December 6, 2023. The welcome bonus of up to 55,000 Avion points † surely outweighs the $399 annual fee on this card, although it’s not quite as good of a deal as only paying a $120 annual fee on the lower-tier Visa Infinite † or Visa Platinum † cards. 99% (21. The new RBC ION Visa credit card from the Royal Bank of Canada covers the basics if you want a no-annual-fee card that earns competitive rewards. Keep up with your RBC Bank U. , RBC Direct Investing Inc. Sign In. Annual fee: $0; Interest rate: 19. Scotiabank. 5 Avion points for every $1 spent on groceries, rideshares, daily transit, digital gaming, streaming, subscriptions and more. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Rewards Rate. Compare Travel Medical Insurance Plans for RBC Clients 1. RBC ION+ Visa Review. With the RBC Visa Classic Low Rate Option, you’ll pay a standard lower rate on both purchases and cash advances. 00. 99% on purchases, 22. Instead you can do a product switch to the RBC Rewards+ Visa - this is the most basic, no-annual fee Rewards card in RBC'S portfolio. 20. See all rates & rewards, ask questions, compare to other cards or apply online. That means with the iON+ you’re getting 1. 1a; Rides, Gas & EV Charging—Get the most out of trips by earning points on gas, rideshare, daily. RBC ION Visa. Apply by October 31, 2023 ^ Annual fee $0 Additional Cards: $0 Annual interest rate: 19. Germany. Grocery—Satisfy your taste buds while earning points on groceries. Annual Fee: $0. The RBC cashback card was my first card. Earn 1 RBC Rewards point for every $2 spent on all other purchases 1. The notification will show the type of device used, as well as your location and the date and time of the login attempt. damage to insured items purchased with RBC ION+ Visa card and/or with your Avion® points for ninety (90) days from the date of purchase. RBC ION Visa: 6,000 bonus points * 1. RBC ION Visa. Welcome Offer N/A. For RBC cards, that’s 2% per month. Reviews. RBC Avion Visa cardholders get exclusive access to Friday Friend Pass, where you can buy one lift pass and get a second lift pass for free. Up to 2% cash back. Annual fee: $139. Furthermore, as part of this offer, you can enjoy a 0. 75 - 0. For an annual fee of $99, the RBC Cash Back Preferred World Elite Mastercard pairs ‘earn on everything’ cash back with a number of notable benefits. Choice of account – Open a TFSA, RRSP, FHSA or non-registered investment account. Neo. Get 3,500 Welcome Points and earn 3,500 bonus points when you spend $500 in your first 3 months. The RBC ® ION+ Visa is good option for casual travellers who spend on grocery, dining, food delivery, gas, rideshare, daily public transit, electric vehicle charging, streaming, digital gaming and digital subscriptions each month to make it worth the additional $4 monthly fee, when compared to the basic RBC ® ION Visa. Complete offer eligibility criteria by March 29, 2024. The big thing is there is no annual fee. Compare This Card. 1x-1. Here's what you'll earn for rewards on your purchases: 3. With the RBC ION Visa card, you can earn a welcome bonus of 3,500 Avion points upon approval and get a 0. 1a; Rides, Gas & EV Charging—Get the most out of trips by earning points on gas, rideshare, daily. Welcome Offer N/A. 20. Jan 7, 2021. Enjoy 6,000 Welcome Avion points upon approval. , Royal Trust Company or The. Earn 1 Avion point for every $1 you spend and an extra 25% on eligible travel purchases. In the world of travel rewards credit cards that’s nothing spectacular. 99% (21. * Conditions apply 26. The process of applying for a credit card is relatively simple, with the option to apply online, call a customer representative or head. Free unlimited Interac e-Transfer ‡ transactions 3 3a. Unlimited debit transactions in Canada. , RBC Global Asset Management Inc. Language. Product switches do not incur a new credit check because you're keeping the same line, and RBC is actually the best big bank in making this easy for you - just go to your card in online banking and look for. 71 cents per point value and if we multiply that by the 1x to 3x points earn rates you are looking at a rate of return of 0. 99%. Card Highlights. RBC Cash Back Mastercard. 99% if you reside in Quebec) Additional Fees. The RBC ION Visa, (a) 3,500 Avion Points, which can be redeemed for most of the $25 gift cards, including Rexall gift cards 6, plus (b) 62,500 Be Well Points, which are worth $25 in value, based on a redemption rate of 25,000 Be Well. 5x Avion points per $1 spent on groceries, gas, public transit, streaming, digital gaming, and subscription purchases. To be eligible for this offer your application for the RBC ION Visa must be received by the date indicated on this page and must be approved by us. RBC ION Visa. The RBC ION Visa card is an entry-level card that earns points in the RBC Avion program, specifically Avion Premium (lower tier) points. Review the legal disclaimer and select Continue. Call 1-800-769-2511 or apply online for your student line of credit. 99% as of May 1, 2023) on purchases, 22. Get 3,500 Welcome Points and earn 3,500 bonus points when you spend $500 in your first 3 months. NET VALUE $925+ ANNUAL FEE $120. Get 35,000 Welcome Avion points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months. An “Eligible RBC Credit Card” is any RBC personal credit card, excluding RBC Avion Visa Infinite Business‡, RBC Visa CreditLine for Small Business™, RBC Visa Business‡, RBC Business Cash Back Mastercard‡ and RBC Avion Visa Business. opens in a new window. Enjoy unlimited deliveries with $0. Grocery; Rides, Gas & EV Charging; Streaming, Digital. Check out our RBC Avion Visa Infinite card review for more details. S. Like the RBC Rewards+ Visa, this card is one of RBC’s entry-level credit cards. Interest rates: 19. Annual fee: $0; Rewards category: Rewards credit card; Interest rate: 19. Min. Email. Plus, get a 0. 7,500 Avion points for a one-way ticket, with a maximum base fare of $175. Pay U. 21% compared to just 0. Rewards, savings, and more with a student bank account. Earn 1. coverages included with the RBC ION+ Visa card. Read unbiased reviews of the RBC Ion Visa credit card. rankings and reviews. RBC ION Visa. First, here's what you'll earn for rewards on all your purchases: 1. Estimated Credit Score: 660 - 724. 9. The RBC ION Visa is also a no-annual fee credit card that allows you to earn points on every. Note: No annual fee credit cards¹³ include RBC ION Visa, RBC Cash Back Mastercard, moi RBC Visa, RBC Visa Platinum, RBC RateAdvantage Visa, etc. Redeem your Avion Rewards points to pay bills, pay down your credit card balance or even send money to friends with Interac e. ( Read more about Depends. But we do not recommend these uses because of the low value. This presentation will provide a review of global economic conditions that will impact the Canadian economy, interest rates and housing. 5x Avion points per $1 spent on groceries, rides, gas, streaming, subscriptions, digital gaming, and EV charging; 1 Avion point for every $1 spent on all other purchases. 99% - Prime + 8. Interest rates: 19. This card is a game-changer, offering a fantastic 1. 20. $39. We’ll have a more detailed post on the two new cards. 99% interest rate on cash advances and. TD Cash Back Visa Infinite Card. Earn 1. Up to 2% cash back. Bank accounts. By Sam Bourgi. Earn 3X Avion points for every $1 spent on groceries, gas, dining, food delivery, rides, streaming, subscriptions, digital gaming and more. S.